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TAGUM COOPERATIVE

VISION

Tagum Cooperative is both service and economic oriented, development inspired and family centere cooperative that is owned and managed by God-loving, responsible and pro-active members that serves as an effective vehicle for members' empowerment and total human development leading to achieving and abundant and happy life. 

MISSION 

To promote and live the "cooperative way of life" through relevant education, exemplary practice of cooperativism by Members, effective and reponsive programs, products and services by committed, synergetic Officials and professionals, dedicated Staff with the end in view of attaining full social, economic and spiritual growth.

SAVINGS & CREDIT GROUP

SAVINGS

Share Capital Deposit - A required share capital deposit of P 8,000.00 per member. Your deposit will earn a guaranteed interest rate of 7% per annum. Dividend and Patronage refund will be given after Annual General Assembly.

Regular Savings Deposit - A required savings deposit of P 500.00 per member but you can put as big as you can. Your deposit will earn a guaranteed interest rate of 4% per annum. 

Youth Savers Club - An initial deposit of P 50.00 and registration fee of P 30.00. Your deposit will earn a guaranteed interest of 4% per annum. (Ages 0-12 years old)

Power Teen Savers Club - An initial deposit of P 50.00 and registration fee of P 50.00. Your deposit will earn a guaranteed interest of 4% per annum. (Ages 13-17 years old)

Savings and Credit with Education - A group of women selected from the poorest among the poor from rural areas, trained and educated to earn, save and help augment their family's income. Loans are granted with specific payment terms but without collateral. 

MEMBER BENEFIT AND ASSISTANCE (MBA)

Himsug Pamilya Program (HPP) - The HPP was established to provide affordable, timely and accessible health financing scheme to members of the cooperative in the true essence of mutual self-help. 

Coop Assurance Center (CAC) - Life & Non-life Insurance services as our way of making Tagum Coop "One-stop-shop for all valued members."

Mutual Aid Insurance (Mortuary) - For only P 480.00 renewable yearly. A guaranteed death coverage of P 65,000.00 caused by sickness and P 115,000.00 caused by accident. 

Loan Protection Plan (LPP) - A guaranteed protection covereage of your loan account at P1.00 for every One Thousand (P1,000.00) Pesos per month. 

COOPERATIVE PRINCIPLES

1. Voluntary and Open Membership
2. Democratic Member Control 
3. Member Economic Participation
4. Autonomy and Independence 
5. Education, Training & Information 
6. Cooperation among Cooperatives
7. Concern for Community